Privacy Statement

Effective Date: 1stJuly 2022

The Local Insurance Network DAC trading as Local Insurance, is regulated by the Central Bank of Ireland. Registration number IE712609.

Local Insurance is a tied insurance intermediary of Acorn Brokerage. Acorn Brokerage trading as Acorn Insurance is regulated by the Central Bank of Ireland. Local Insurance are committed to protecting and respecting your privacy. When we refer to ‘we’, ‘us’, or ‘our’ it refers to Local Insurance.

With this privacy statement we want to inform you of our policies regarding the use and disclosure of personal data we collect about you and other users. We want to be transparent and demonstrate our compliance with GDPR.

For the purposes of GDPR the data controller is:

  • Acorn Brokerage
  • St Augustine Street, Galway

Please read this Statement carefully as this sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Who are we?

Local Insurance is an Irish owned company set up in February 2022. We are local through and through. This simple truth underpins everything we do.

We are driven to work harder and deliver more value to local people. We are powered by a team of people who respect each customer as an individual and are dedicated to achieving excellence through delivering a superior customer experience nationwide.

Our Data Protection Officer / GDPR Owner and data protection representatives can be contacted directly here:

In writing to: Acorn Insurance, St Augustine Street, Galway H91 PN 80

Email: dataprotection@acorninsurance.ie

Phone: 0818 800 222

Purpose for processing your data?

For us to provide you with a general insurance quote we need to collect personal data. The personal data Local Insurance collect from you is passed on to Acorn Insurance who will contact you to provide you with a quotation in relation to the service you have requested.

We are committed to ensuring that the information we collect, and use is appropriate for this purpose, and does not constitute an invasion of your privacy.

Personal data is collected by Local Insurance to measure and/or understand the effectiveness of advertising we serve to you and others, and, where applicable to deliver relevant advertising to you. The personal data we require about you will be gathered and stored safely as set out below. Where personal data is provided relating to a third party to us, you must confirm that you have explained to them that you may have provided their personal data to us and that we will process such personal data in accordance with and for the purpose outlined below but not limited to:

General Insurance Quote
Name, Email Address, Contact number
Technical /Usage Data
IP address and other technical/usage data when you visit our website

Under what circumstances will Local Insurance contact me?

We will always aim not to be intrusive or ask irrelevant or unnecessary questions. The information you provide will be subject to rigorous measures and procedures to minimise the risk of unauthorised access or disclosure.

Why are we processing your data? Our legal basis.
Our reason and purpose for processing your personal data is:

  • To provide you with insurance services
  • To advise and arrange any contracts of insurance or related transactions on your behalf with insurers / insurance providers.
  • To pursue legitimate interests of our own or those of third parties, unless the processing is overridden by the vital interests, including your fundamental rights.

Our lawful reason for processing your data under GDPR is:

PURPOSE / ACTIVITY LEGAL BASIS
To provide you with a quote for insurance Performance of a contract
To comply with laws and regulations To comply with our legal obligations
To provide you with marketing communications about Local Insurance Services Consent
To measure or understand the effectiveness of the advertising we serve to you and others. Legitimate interest – to study how customers use our services, to develop them, to grow our business and to inform our marketing strategy
Data analytic Consent

Local Insurance will process (collect, store and use) the information you provide in a manner compatible with the EU’s General Data Protection Regulation (GDPR). We will endeavour to keep your information accurate and up to date, and not keep it for longer than is necessary.

Who are we sharing your data with?

We may pass your personal data on to third-party service providers contracted to Local Insurance while dealing with you. Any third parties that we may share your data with are obliged to keep your details securely, and to use them only to fulfill the service they provide on your behalf. When they no longer need your data to fulfil this service, they will dispose of the details in line with Acorn Insurance procedures.

Data Subject Rights

We, Local Insurance, facilitate your rights in line with Acorn Insurance data protection policy and the subject access request procedure. This is available on request from dataprotection@acorninsurance.ie

Your rights as a data subject

At any point while we are in possession of or processing your personal data, you, the data subject, have the following rights:

  • Right of access – you have the right to request a copy of the information that we hold about you.
  • Right of rectification – you have a right to correct data that we hold about you that is inaccurate or incomplete.
  • Right to be forgotten – in certain circumstances you can ask for the data we hold about you to be erased from our records.
  • Right to restriction of processing – where certain conditions apply to have a right to restrict the processing.
  • Right of portability – you have the right to have the data we hold about you transferred to another organisation.
  • Right to object – you have the right to object to certain types of processing such as direct marketing, or use of your personal information based on our legitimate business interests (including profiling) or a public interest.
  • Right to object to automated processing, including profiling
  • Right to judicial review – if Local Insurance refuses your request under rights of access, we will provide you with a reason as to why.

All the above requests will be forwarded on should there be a third party involved as we have indicated in the processing of your personal data.

Should you wish to exercise any of your rights above please contact the data protection officer at the contact details listed above.

Additional information we are providing you with to ensure we are transparent and fair with our processing to show our commitment to transparency to you.

Retention of your personal data

Data will not be held for longer than is necessary for the purpose(s) for which they were obtained. Local Insurance will process personal data in accordance with Acorn Insurance retention schedule.

Complaints

If you wish to make a complaint about how your personal data is being processed by Local Insurance or how your complaint has been handled, you

have the right to lodge a complaint directly with the supervisory authority and the Data Protection Officer / GDPR Owner.

Telephone Calls

All calls to Local Insurance are handled by Acorn Insurance. Calls to and from Acorn Insurance are recorded for training, quality and clarification purposes.

Marketing

For marketing purposes, we may contact you in relation to special offers, competitions, products and services where we believe this will be of interest to you. If we send this information in the form of email, post, SMS, telephone or targeted online advertisements, we will only do so if you have provided consent.

We take steps to limit direct marketing to a reasonable and proportionate level. If we share use or share information with online sources such as websites, social media and information sharing platforms to help tailor and improve our services or communicate with your effectively, we will respect any permission you have set about how you would like your personal information to be used. Should you prefer not to receive this type of communication from us, you can opt out by contacting us as specified below. All emails and texts will also contain a link to unsubscribe or opt out of future marketing communications from Local Insurance.

Cookies

Cookies are small data files sorted on your device whenever you visit a website. We use cookies to collect information that will allow us to tailor advertising to make it more relevant to your, based on your previous interactions with our website. We also use cookies to make our website more efficient and to help us to optimise our site for an improved browsing experience. For further details on our use of cookies please refer to our Cookie Policy.

Website of Local Insurance

Please note that where you provide us with your personal information through a facility provided on our website or directly to us by email, you consent to us:

A. Processing and administrating your personal data to perform all necessary actions to give effect to your request or instructions

B. Passing your request onto employees of Acorn Insurance, for the purpose of dealing with your request (at all times in accordance with GDPR)

C. Direct Marketing: Where you provide consent, we may use your personal data for our own direct marketing purposes. If later, you wish to change your mind and no longer agree to us processing your personal information for direct marketing purposes, you may opt out at any time by contacting dataprotection@acorninsurance.ie

Information in the email we receive and send will not be disclosed to any third party except in accordance with points (b) and (c)

Contact Us

Your privacy is important to us. If you have any comments or questions regarding this statement, please contact us on

Email: dataprotection@acorninsurance.ie
Phone: 0818 800 222

Privacy policy statement changes

Local Insurance may change this privacy policy from time to time at any time without prior notice. When such a change is made, we will post a revised version online. Changes will be effective from the point at which they are posted. It is your responsibility to review this privacy policy periodically so you’re aware of any changes. By using our services, you agree to this privacy policy.